Evaluation of JSC SEB investment fund activities

Abstract

The importance of investing and the desire to invest money as efficiently as possible is becoming increasingly important in today’s society. For individuals who do not have the knowledge to make investment decisions, it is really difficult, and often it is quite expensive to invest directly, so many people who are ready to invest make the decision to invest in investment funds. An investment fund is the most common and one of the most popular investment vehicles. Investing in mutual funds is one of the emerging financial market investment instruments. It is advisable to invest in these funds if the aim is to employ your free funds already available and it is expected to obtain a return without seeking high risk. Mutual funds are more for those who have little time, experience and knowledge. As the number of investors increases, so does the market for investment funds - the number of both investment funds and their types and services increases. This article examines issues such as choosing where to invest, which investment funds can achieve the greatest financial benefit to the investor, and how to minimize risk. The aim of the article is to analyze and evaluate AB SEB bank investment funds as an investment opportunity based on the analysis of scientific literature and real market data. H. Markowitz investment portfolio formation methodology, calculated return on assets, standard deviations, covariance and correlations between assets, portfolio return, forecast risk, and Sharpe ratio were used for the research. The study found that the newly formed portfolio could achieve higher expected returns, but mutual funds offered in the market have their.